Our Fixed Rates Mortgage Programs Provide You With The Security You Need
A “fixed-rate mortgage” is the most ordinary and uncomplicated mortgage available to homeowners today. It is also far and away the most popular home loan choice for borrowers because of its conservative and affordable nature.
As the name suggests, the interest rate on a fixed mortgage does not change at all during the entire duration of the loan. We offer fixed-rate loans with terms of up to 30 years. This means borrowers don’t have to worry about mortgage rates rising.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our Fixed Rate Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.
The Fixed Rate Mortgage Loan Process
Here’s how our Fixed Rate home loan process works:
- Complete our simple Fixed Rate Mortgage Qualifier
- Speak to a Homeland Lending Licensed Home Loan Consultant
- Receive options based on your unique criteria
- Choose the offer that best fits your needs
Do I Qualify?
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
BENEFITS:
- Interest rate stability
- No changes in your monthly mortgage payment
- Low Risk
- Most readily available loan product
- Flexible terms available (5-30 years)
Fixed rate QUALIFIER